As of June 2025, the national average CD yields (APYs) based
on available data are:
www.bankrate.com
- 1-year
CD: 2.00% APY
- 3-year
CD: 1.48% APY
- 5-year
CD: 1.72% APY
These are national averages from Bankrate’s surveys,
reflecting rates from a broad range of banks and credit unions. Competitive
APYs from top institutions, especially online banks, can be significantly
higher, often reaching 4.00%–4.60% for 1-year terms, 3.50%–4.20% for 3-year
terms, and 3.50%–4.20% for 5-year terms, depending on the institution and
minimum deposit requirements.
For the most accurate and current rates, check with specific
financial institutions, as APYs can vary by region and change frequently.
On June 10, 2025, The Pennsylvania Housing Authority offered
a 5-year bond.
- yielding 3.45% to a 4/1/30 maturity
- Bond interest is exempt from federal, state and local tax for a PA Resident
- Tax Equivalent Yield of 6.15% for a PA resident in the 37% tax bracket
- Rated Aa1 by Moodys
Ask us how you can earn more tax-exempt income from Municipal Bonds and sleep at night.
#CD #CertificateOfDeposit #MuniBonds #municipalbonds #Munis #WatkinsonMuniBonds #WatkinsonMunicipalBonds #SMAs #TaxEquivalentYield #TEY #MuniLand #GetRealStayRich #TBillandChill
#TBillnChill