Have you ever wondered why an automobile dealership's bid for your used car is much lower than the Kelly Blue Book value?  
On the link below, Harvard Business School examines Carvana's disruptive business which challenges the traditional dealership model.
Our December 2020 Newsletter builds on HBS Carvana article to convey the similarities in our approach to municipal bonds.
If you would like to receive our monthly newsletter examines the intricacies and trends of the municipal bond industry, please reach out to Jeff Watkinson at
Link to December 2020 Newsletter

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